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Practo logo
Woman smiling holding credit card in front of laptop in warm indoor setting with pinkish overlay

Products

Credit Card
Application

Close-up of a person’s hands typing on a laptop keyboard with a credit card and financial documents on the desk

Issuance Solution

Easy and fast credit card application process

Our credit card application service offers a streamlined and user-friendly process, enabling customers to apply quickly and securely. With instant eligibility checks, multiple card options, and personalized offers, we make it easier than ever to get the right credit card to suit your financial needs. Experience convenience, flexibility, and rewards tailored just for you.

Key Elements for Successful Launch

Three Pillars of a Modern Credit Card Program

Personalized

Tailor the customer experience to segments or individuals.

Digital First

Built for the digital and mobile-first consumer.

Intelligent

Utilize data to power custom and real-time decision capabilities.

Credit Card Programs

How We Enable Banks to Rapidly Launch Credit Card Programs

Foundational Components

DashboardDesign foundational components of credit card program and get to market via an intuitive user interface. Utilize built-in product creator/approver workflows to enforce internal controls and reduce business risk

Card Fulfillment

Personalize the look and feel of your cards with custom logo design, messaging, and graphics that reinforce your bank’s brand Optimize your card products by managing users, card inventory, and fulfillment via our APIs

Instant account creation and card issuing

Open accounts with instant credit decisions via APIs with user’s individual parameters. Create and activate virtual cards instantly

Rewards

Leverage our rewards engine to design differentiated value propositions using multiple data points. Reward in real-time and allow flexible redemptions such as cashback or reward points or integrate with e-commerce partners.

Card spend management

Allow your customers to set limits on usage across MCC, transaction type, geographic boundaries, and many more parameters which are not offered to customers. Allow your customers to visualize their spending across MCC, Date, Merchant ID, and other parameters.

Account Parameters

Identify users or groups of users who make monthly payments but are not utilizing cards significantly. Select customers with lower APRs or customers whose credit limit can be increased and send them notifications.